What an 8-K, 10-Q and 10-K actually tell you (and what they don't), with SEC Stock Signals

An 8-K is the form for specific events a company has to disclose promptly, such as a leadership change. It tells you that something happened and gives the company's own description. It does not tell you how the market will react or whether the change is good or bad.

For example, you hold a company and its chief financial officer is changing. Instead of finding out from a headline tomorrow, SEC Stock Signals alerts you when the filing hits, says what changed, and links to the original. You then read the source and decide whether it changes your thinking.

A 10-Q is a quarterly update. It shows recent financial results and gives management's account of the period. It is a snapshot, so it will not show you the full year or tell you where the company is headed.

When a 10-Q appears for a company you watch, the alert gives you a short summary of what changed and a link to the filing. For example, you can ask your AI whether anything stands out, then open the original and check the sections it points to.

A 10-K is the full annual report: the business, its risks, and audited financials. It is the most complete document of the three, but also the longest, and it still describes the past rather than predicting the future.

With a 10-K on your watchlist, the alert gives you a first pass on what changed so you know where to look. For example, you can ask your AI to compare it with what you expected, then read the flagged sections yourself before deciding anything.

The free plan includes event-study verdicts, integrity checks and event families. In practice, that means you can look at how a kind of filing event is grouped and assessed, rather than treating each filing as a one-off.

Premium adds ticker and watchlist lookups, and premium is free during the beta. You can use a lookup to see what is new on a name you are curious about, then decide whether to add it to your watchlist.